Driving home for Christmas; ice claims set to peak for motorists – top tips

Internal data from Tesco Bank revealed that weather related motor claims peak in November and February (19%) compared to any other month in the year. Specifically, ‘ice’ related claims stand out most in November, December, and January, being mentioned 106 times more in claims compared to the rest of the year.

With snow making its first appearance in the UK this winter season, Tesco Bank is urging motorists to take the time to ensure their vehicle is in the best condition for driving over the festive period. Taking minor actions to maintain your vehicle can reduce the chances of a breakdown or an accident.

Alex Cross, Insurance Director at Tesco Bank, shares his top tips for drivers to keep safe on the roads.

1. Check your tyres
   Icy roads are the norm for winter in the UK, so the condition and quality of your tyres will be crucial to your safety on slippery roads. With the potential for snow fall and ice on the horizon, ensuring that you have tyres fit for purpose will help you prepare. Although not a legal requirement in the UK as it is elsewhere, it may be worth considering swapping out your usual tyres for winter ones to be as safe as possible on the road.
2. Look after your battery
   If the weather is cold or your car is going to be unused for a longer period of time – this will affect your car battery. If you are finding the car is slow to start, it may be a sign you need to invest in a new battery. The length of time it takes for a battery to die in an unused car varies, Cars should be fine to be left just under a month without driving without the battery dying. however if you have a ‘power hungry’ car it might be a lot shorter. If you are unsure, visit your local garage to ensure your battery is in good condition.
3. Test your bulbs
   Ensure that all your essential testing is done, and if your MOT is due in the coldest months, see if you can move it to earlier in the year. Making sure things like your lights are working properly will be crucial in the darker season. You may even be able to upgrade to brighter bulbs.
4. Is your car insurance about to expire?
   Make sure you have the right insurance in place, so that you’re covered should the worst happen. Examine your existing plan and create a reminder for yourself a month before it expires to search for the best policy to suit your needs, for example, Tesco Clubcard holders will get a guaranteed discount on their car insurance. Shop around to see what benefits you can reap.  
5. Keep some handy kit around

Ice build-up on windows and windscreens is commonplace in winter and as such, it would be wise to keep an ice scraper and de-icer in the car to make clearing your viewing spaces a little easier. Some warm, waterproof clothing, such as a coat, can also be useful if you find yourself having to wait for breakdown help. Winter kits for your car are widely available to buy and are a useful addition to your car boot over the winter months.